Terms of Service
Effective Date: June 2026
Quick Summary: PlateInsight provides vehicle history reports using UK Government and trusted third-party data. In the app you buy credits (1 credit = 1 report, never expire); on our website you can buy a single report for £4.99 with no account. Reports are for personal use only. Because reports are delivered instantly, they are non-refundable once unlocked except where required by law (e.g. a technical failure).
1. Agreement to Terms
By using PlateInsight, you agree to these Terms of Service. If you do not agree, please do not use our service.
Service Provider:
Vehicle Analytics Ltd. (Company Number: 17062416)
Registered in England and Wales
Registered Address: 128 City Road, London, United Kingdom, EC1V 2NX
Email: [email protected]
2. Service Description
PlateInsight provides vehicle history reports and analysis for UK-registered vehicles using data from official UK Government sources, including the DVLA and DVSA, alongside trusted third-party vehicle data providers. Reports are available through our mobile app (using credits) and through our website on a single pay-per-report basis (see section 4.5).
Our Service Includes:
- Vehicle search by registration number
- Complete MOT history and test results
- PlateInsight Health Score (0–100)
- Market comparison and mileage analysis
- AI-powered vehicle analysis and photo inspection
- Red flags and advisory warnings
- Tax and insurance status
- V5C vehicle data
- Vehicle Explorer — compare any make/model against real reliability data
3. Eligibility
To use PlateInsight, you must:
- Be at least 16 years old
- Have legal capacity to enter into binding contracts
- Provide accurate registration information
- Comply with all applicable laws
4. Credits and Purchases
4.1 Credit System
1 credit = 1 vehicle report
Credits purchased via Apple In-App Purchase
Credits never expire
4.2 Pricing
Current credit packages:
- 10 credits — £2.99
- 25 credits — £5.99
- 50 credits — £9.99
Prices include VAT and are subject to change with reasonable notice.
4.3 Refund Policy
Credits are non-refundable except:
- When required by law
- Technical error preventing report generation
- Duplicate charges (refunded automatically)
To request a refund: Email [email protected] within 14 days with your transaction ID.
4.4 Credit Usage
Credits are used when:
- You unlock a full vehicle report for the first time
Credits are NOT used when:
- Re-viewing a vehicle you've already checked
- Viewing vehicles in your History
- Browsing your Garage
- Using Vehicle Explorer
4.5 Website Reports (Pay-Per-Report)
You can also buy a single vehicle report on our website at plateinsight.co.uk/check without creating an account or buying credits.
£4.99 = 1 full vehicle report
Paid securely via Stripe — no account required
Report delivered instantly, with a link emailed to you
A free preview (including MOT history, the health score and red flags) is shown before payment. Payment unlocks the full report, including the additional history and valuation data. Prices include VAT and may change with reasonable notice. We never see or store your card details — payments are processed by Stripe.
4.6 Website Report Cancellation & Refunds
Your report is digital content delivered immediately. By completing payment you expressly request immediate access and acknowledge that you lose your statutory 14-day right to cancel once the report has been generated and unlocked.
- We will refund you if a technical error prevents your report from being generated
- Duplicate charges are refunded automatically
- Otherwise, unlocked reports are non-refundable
To request a refund: Email [email protected] within 14 days with your payment reference.
5. Acceptable Use
5.1 Permitted Use
You may use PlateInsight to:
- Check vehicles you own or are considering purchasing
- Save vehicles to your Garage (maximum 10)
- Export and share reports via provided functionality
- Compare vehicles using Vehicle Explorer
5.2 Prohibited Use
You may NOT:
- Resell or redistribute reports commercially
- Use automated systems, bots, or scrapers
- Reverse engineer the app
- Use for commercial vehicle dealing without permission
- Violate UK data protection laws
- Create multiple accounts to obtain free credits
Violation may result in immediate account termination and legal action.
6. Data Accuracy and Limitations
6.1 Data Sources
Our data comes from official UK Government sources (DVLA/DVSA), alongside trusted third-party vehicle data providers. However:
We do NOT guarantee:
- 100% accuracy (data sourced from third parties)
- Real-time updates (typically within 24 hours)
- Completeness of historical records
6.2 Your Responsibility
You are responsible for:
- Verifying critical information independently
- Conducting professional vehicle inspections
- Checking with DVLA/DVSA directly for legal matters
- Making your own purchase decisions
6.3 Not a Substitute For
PlateInsight is NOT a substitute for:
- Professional vehicle inspection
- Legal advice
- Financial advice
- Official DVLA/DVSA records
7. Liability and Disclaimers
7.1 "AS IS" Service
PlateInsight is provided "AS IS" without warranties of merchantability, fitness for purpose, or uninterrupted service.
7.2 Limitation of Liability
We are NOT liable for:
- Inaccurate data (sourced from third parties)
- Vehicle purchase decisions
- Technical errors or app downtime
- Loss of profits or data
Maximum liability: Amount paid to us for reports or credits in the last 12 months (max £100)
7.3 UK Consumer Rights
Your statutory rights are protected: Nothing in these Terms affects your rights under the Consumer Rights Act 2015 or Digital Content Regulations 2015.
8. Account Termination
8.1 Termination by You
You may delete your account at any time via Settings → Account → Delete Account.
Upon deletion:
- Account permanently closed
- Unused credits forfeited (non-refundable)
- Personal data deleted per Privacy Policy
- Purchase records retained 7 years (UK tax law)
8.2 Termination by Us
We may suspend or terminate your account for:
- Violation of these Terms
- Fraudulent activity
- Abusive behaviour
- Legal requirements
9. Changes to Terms
We may update these Terms from time to time. Material changes will be notified via:
- In-app notification
- Email notification
- Updated "Effective Date"
Continued use after changes constitutes acceptance.
10. Governing Law
These Terms are governed by the laws of England and Wales.
Disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.
11. Contact Us
Questions about these Terms?
Email: [email protected]
Address: 128 City Road, London, United Kingdom, EC1V 2NX
By using PlateInsight, you confirm that:
- You have read and understood these Terms
- You agree to be bound by these Terms
- You are at least 16 years old